State Farm Insurance Agent View Licenses

Rachel Garay

3537 Lexington Avenue N
Arden Hills, MN 55126-8017

Located in the Arden Plaza Center on Lexington Ave. Across the parking lot from The Tavern.

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ABOUT ME

I opened my State Farm agency in mid-2020, after working for another Minnesota agent starting back in 2012. Now I’m proud to serve the people of Arden Hills and the surrounding areas—including Shoreview, Roseville, North St. Paul, New Brighton, Lauderdale, Columbia Heights, Fridley and Stillwater. We speak both English and Spanish, and my agency handles homeowners and renters insurance, auto insurance, life insurance, business insurance and more—including coverage for boats and recreational vehicles.

I love being able to help people every day, and I love what I do. It was our family State Farm agent who first suggested a career in insurance to me, and I pursued it because I saw it as a great way to make a positive impact in my community. My team and I practice our craft with patience, love, forgiveness and humility—we treat every one of our customers exactly how we’d want to see our own family members treated. We care about what happens to them, and we want to help them plan for success and security, both now and in the future.

My parents are both from Nicaragua, so a multicultural perspective comes naturally to me. At one time or another, I’ve helped both of my parents change their lives for the better—it’s both humbling and thrilling, and I’m always looking for ways to make a difference in people’s lives. My agency gives me a chance to do that all the time, and I try to add unexpected value for every one of our customers.

I earned a bachelor’s degree at Metropolitan State University, and in my free time, I enjoy staying active with kickboxing and weight training. I’m also very involved in local efforts—I’m a member of the Latino Chamber of Commerce, I’m on the Diversity Committee for the Fridley Police Department, and I’m a Strive mentor for high school students. I love being an active part of this beautiful community, and I advocate for this area and our local businesses every chance I get.

My team and I love welcoming transfers to Minnesota, and we always have time to answer your questions or help with a claim. And we’re always ready to help with your home, renters, auto, life, or business insurance, and more. Please call or visit for a free quote.

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Office Hours

Mon - Fri 9:00am - 5:00pm

5:00pm - 7:00pm by Appt

Sat 9:00am- noon by Appt

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

Get a Quote
Get a Quote
ABOUT ME

I opened my State Farm agency in mid-2020, after working for another Minnesota agent starting back in 2012. Now I’m proud to serve the people of Arden Hills and the surrounding areas—including Shoreview, Roseville, North St. Paul, New Brighton, Lauderdale, Columbia Heights, Fridley and Stillwater. We speak both English and Spanish, and my agency handles homeowners and renters insurance, auto insurance, life insurance, business insurance and more—including coverage for boats and recreational vehicles.

I love being able to help people every day, and I love what I do. It was our family State Farm agent who first suggested a career in insurance to me, and I pursued it because I saw it as a great way to make a positive impact in my community. My team and I practice our craft with patience, love, forgiveness and humility—we treat every one of our customers exactly how we’d want to see our own family members treated. We care about what happens to them, and we want to help them plan for success and security, both now and in the future.

My parents are both from Nicaragua, so a multicultural perspective comes naturally to me. At one time or another, I’ve helped both of my parents change their lives for the better—it’s both humbling and thrilling, and I’m always looking for ways to make a difference in people’s lives. My agency gives me a chance to do that all the time, and I try to add unexpected value for every one of our customers.

I earned a bachelor’s degree at Metropolitan State University, and in my free time, I enjoy staying active with kickboxing and weight training. I’m also very involved in local efforts—I’m a member of the Latino Chamber of Commerce, I’m on the Diversity Committee for the Fridley Police Department, and I’m a Strive mentor for high school students. I love being an active part of this beautiful community, and I advocate for this area and our local businesses every chance I get.

My team and I love welcoming transfers to Minnesota, and we always have time to answer your questions or help with a claim. And we’re always ready to help with your home, renters, auto, life, or business insurance, and more. Please call or visit for a free quote.

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

Our office can always be reached at (651) 482-7770
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For over 9 years it has been our mission to empower others to put their financial fears aside and be there for them when they need it the most. The policyholders we serve become part of our extended family. We are committed to protecting our families!

We strive to give the greatest customer experience through home insurance, auto insurance, health insurance, life insurance, and more. While we are located in Arden Hills, we also serve our extended families in surrounding areas such as Roseville, Shore View, Little Canada, Saint Paul, North Saint Paul, West Saint Paul, East Saint Paul, Minneapolis, New Brighten, Lauderdale, Fridley, Spring Lake Park, Columbia Heights, Still Water, Richfield, Bloomington, and Eagan.

My knowledgeable and friendly team and I are here to help you protect what matters the most.

Our local, friendly, and knowledgeable team is excited to provide you with outstanding service! Speak Spanish? We have you covered - our office is bilingual - English and Spanish. Visit or call us today - we always welcome our customers just like family. Whether you have questions about protecting you and your family, how to plan for the future, or just need a shoulder to lean on - we are here you!  

Natalie Centeno State Farm Agent Team Member

Natalie Centeno

Insurance Account Representative
License #40685969

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Agent Licenses for Rachel Garay
MN-40357390
WI-17089027

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Disclosures

Securities distributed by State Farm VP Management Corp.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.